₹500₹1 Lakh
1%30%
1 Yr40 Yrs
Maturity Value ₹ 0
Total Invested ₹ 0
Total Returns ₹ 0

Indicative returns based on assumed rate

Comparison of total investment vs estimated returns

What is a SIP Calculator?

A SIP calculator helps investors estimate the future value of systematic investments made periodically in mutual funds.

How SIP Returns Are Calculated

SIP returns are calculated using compounding based on expected annual returns and the investment duration.

Why Use a SIP Calculator?

  • Plan long-term investments effectively
  • Understand the power of compounding
  • Compare SIP vs lump sum investments

Example

A monthly SIP of ₹10,000 for 15 years at 12% expected return demonstrates the benefits of long-term disciplined investing.

Frequently Asked Questions

Is this SIP calculator accurate?

Yes. It uses the standard SIP and compounding calculation formula.

Does SIP include fund charges?

No. Expense ratios and fund charges are not included.

Can I compare SIP and lump sum investments?

Yes. You can toggle between SIP and lump sum modes.

Is my data stored?

No. All calculations run locally in your browser.