Salary & Rent Details

HRA Exemption ₹0

What is HRA?

House Rent Allowance (HRA) is a component of salary paid by employers to employees to cover rental housing expenses.

How HRA Exemption is Calculated

HRA exemption is calculated as the minimum of the following:

  • Actual HRA received
  • Rent paid minus 10% of salary
  • 50% of salary (metro) or 40% of salary (non-metro)

Why Use an HRA Calculator?

  • Estimate tax savings accurately
  • Understand salary structure
  • Plan income tax better

Frequently Asked Questions

Is HRA applicable for self-owned house?

No. HRA exemption applies only if you pay rent for accommodation.

Do I need rent receipts to claim HRA?

Yes. Rent receipts or a rental agreement may be required by your employer.

Can both spouses claim HRA?

Yes, if both are paying rent and meet eligibility criteria.